---
title: "Renter (non-owned) insurance — A4Flight Academy docs"
url: https://a4flight.com/docs/renter-insurance
description: "Why members carry renter insurance and how to buy a policy."
lang: en
---

Documentation

A4Flight Academy handbook

How the club, the aircraft, the training syllabus and the member portal work — written for members, students, instructors, mechanics and administrators.

Getting started

# Renter (non-owned) insurance

Why members carry renter insurance and how to buy a policy.

## What it covers

Club policies cover the aircraft and the club, not your personal liability or the deductible you can be held to as the renting pilot. A non-owned (renter) policy covers that gap.

- Damage to the aircraft up to the club's deductible.
- Your liability to passengers and third parties.
- Legal defence costs following an incident.

## Buying a policy

1. 1 Open Renter insurance from the site footer, or go to a4flight.com/insurance.
2. 2 Compare the coverage tiers shown and pick the limits that match how you fly.
3. 3 Buy directly from the insurer, then upload the certificate under Documents so dispatch sees you as current.

Dispatch checks insurance currency along with medical and flight review — an expired certificate blocks the flight.

Apply now: https://a4flight.com/apply

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```